112 S. Sycamore St. Elizabethton, TN 37643
Call Us Today!
(423) 542-2165
Loan Services
Discover Your Loan Options
Personal Loans
Southern Finance
offers a wide range of personal loans. These loans start as low as $100 and typically go up to $1,000 and more depending on prior credit.
Confidential Loans
If you want to ensure that your business is confidential, we offer the ability to borrow money that is kept private in more ways than traditional loans. This loan will be marked for no mail or calls to the house and will also not show up on credit reports. We know that certain circumstances may require these extra steps to be taken.
Home Equity Loans
Do you own your home and have some repairs that need done? Have you been renting to own and want to get the property put in your name? Our company specializes in real estate loans to help you get these things accomplished. If there is equity in your property, give us the opportunity to use that to your advantage. We also offer 2nd mortgages, so even if you have a loan on your house, we may still be able to help.
Land Loans
If you own a piece of land or are looking to buy some undeveloped property, we also make loans on land only. We know that acquiring a loan on land can be difficult since some banks are no longer offering these loans. Give us a call for details.
Consolidation Loans
Do you have several small bills that you would like to put together into one smaller payment? We offer a variety of consolidation loans to help you improve your monthly budget. These loans range from small signature consolidation loans to loans secured by vehicles all the way up to consolidation loans secured by real estate. Please call so we can help to show you how much this could save you each month.
Starter Loans
Never had credit in your name? A starter loan can help you begin building your credit for the future. These loans usually begin very small to allow you to adapt to handling a loan. As your credit improves, we can look at larger amounts to help you continue to build your credit profile.
Vacation Loans
We all need to get out of town from time-to-time. Let us help you with money to take a much-needed trip somewhere. Whether you need a large amount to pay for hotel and airfare or you just need some extra spending cash for when you arrive at your destination, give us the opportunity to ensure you have a successful vacation.
Car Loans
Whether you are looking to purchase a vehicle, or you have a vehicle that is already paid for, we can use that vehicle to secure a loan to meet your needs.